Comparative Law Review

Comparative Law Review

The Effect of Force Majeure on the Scope of Liability in Compulsory Insurance Act of 2016 Compared to Former Laws and General Rules with a Comparative Study in French Law

Document Type : Research Paper

Authors
Mehdi Fallah Kharyeki 1
Amin Fallah Kharyeki 2
1 Assistant Professor of Islamic Azad University, Ayatollah Amoli Branch, Department of Private Law, Amol, Iran
2 PhD Student of Islamic Azad University,Sari,Mazandaran,Iran
10.22059/jcl.2017.241865.633545
Abstract
In tort law, Force Majeure is considered to be one of the obstacles to civil liability. Accordingly, damage caused by Force Majeure in compulsory insurance Act of 1968 was excluded from insurance coverage and law. In amending the Compulsory Insurance Act of 2008, excluding damage caused by Force Majeure of insurance coverage was removed, and the question is raised as to whether the damage caused by Force Majeure is under the purview of the law or not? In the Compulsory Insurance Act of 2016, this question becomes more important because on the one hand, this law has not mentioned about excluding damage caused by Force Majeure from the, on the other hand, any accident caused by a vehicle because of fortuitous events has placed under the law. To answer this question, we first review the concept of Force Majeure by means of conducting a comparative study in French law and then the effect of Force Majeure in compulsory insurance laws will be compared with the general rules of liability in Iranian and French law.
Keywords
Force Majeure
Causation Relation
Scope of Liability
insurer
Compulsory Insurance Act of 2016
Subjects
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Comparative Law Review
Volume 9, Issue 1
Spring & Summer
April 2018
Pages 309-329